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                          ADVERSE EFFECTS OF ENVIRONMENTAL POLLUTION In the nature the niche (role to play) of its every element is fixed; means the role which it has to play is pre-decided and prefixed, be it living or non-living. Every operation is cyclic and each and every link of this cycle is important and indispensable.For example  in the hydrological cycle the water gets evaporated from the sea and over the other parts  of the earth depending upon the climatic factors; mainly the temperature and the relative  humidity. The wind transport it all over the earth and the condensation supplies fresh, sweet water to all places where it is required for supporting life. It goes down the earth by infiltration and percolation. Again it comes to the atmosphere through the leaves of trees and evaporation from the exposed surfaces of water i.e. evapotranspiration. The underground water emerges as springs or extrac...

  Stock-broker & Sub-broker:  Stock Broker is a member of stock exchange and they are intermediaries who are  allowed to trade in securities on the exchange. They buy and sell on their own behalf as  well as on behalf of their clients. A stock broker plays an important role in the  secondary market helping both the seller and the buyer of the securities to enter into a  transaction. When executing an order the stock broker may on behalf of his client buy or  sell securities from his own account i.e. as principal acts, as an agent. Sub-broker means any person not being a member of stock exchange who acts on behalf  of a stock broker as an agent or otherwise for assisting the investors in buying, selling  or dealing in securities through such stock brokers.                                                     ...

  Ecological balance:  A state of dynamic equilibrium  A community of organisms  Genetic, Species and Ecosystem diversity remains stable  Subject to Gradual changes   Natural Succession  A state of dynamic equilibrium within a community of organisms in which Genetic, Species and  ecosystem diversity remains stable subject to gradual changes through natural succession.  Ecological balance ensures the stability of the organisms and environment. Human being plays a  key role to maintain ecological balance because they have the highest thinking capacity as  compared to other living organisms.  Sufficient food availability to all living organisms and their stability reflect the existence of  ecological balance. Therefore, this balance is very important because it ensures survival, existence  and stability of the environment.                                     ...

                              Organizational behaviour  Organization:  It is a group of people who are collected to work for a common goal with collective efforts. Organization works through9 two concepts i.e coordination and delegation among its group members. Delegation is necessary to allocate group members with equal work according to their capability, and coordination is required to achieve organizational goal with precision. → Behavior:  It is a verbal or physical response shown by a person as a consequence of the impact of his/her surroundings. Individual Behavior varies in accordance with their mental reactivity to particular circumstances because of their deeply imbibed morals and value system.                                                Organizational Behavior ...

 BANKING   Banking:- Currency system came in existence in   1770 – Established Bank of Hindustan which was first Bank of India   1881 – Awadh commercial Bank- First Bank which was run by Indians   1894 – Punjab National Bank which was first Indian Bank                                                                    History of SBI:-  1. Bank of Bengal – 1806 2. Bank of Bombay – 1840 3. Bank of Madras – 1843  1921 – These three presidential Banks were merged and established  Imperial Bank of India   1955 – It was Partially Nationalized   It was given new Name – State Bank of India   1959 –Princely Banks were made its subsidiary Banks   8 Princely Banks  - 1961 – Bikaner and Jaipur State Banks were merged  - 2010 – State Bank of Indore was me...